What is commercial auto insurance?
Commercial auto insurance policies are similar to personal auto policies but with a few more twists. They are designed to protect the employer and employee during the scope of their work.
When do I need a commercial auto policy?
Some companies allow a few professions to rate their autos as business use on a personal lines policy. Some jobs include realtors, sales people, light duty contractors, and ride-sharing with some companies.
A commercial auto policy is needed in most other cases. For example, if you deliver goods or provide services, you’ll likely need a commercial auto policy. Also, if the vehicle is registered to a business or employees drive it, you need to insure it on commercial policy.
At Wilkinson Insurance Agency, we are always happy to talk with you about insuring your autos. If you have questions about the best way to insure them, get in touch with us and let us help advise you.